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  • Helping GenX parents plan for college and retirement. 317-805-0840, ncarmany@thewatermarkgrp.com Topics: Overconfidence With Finances and Sailing 1. How we get ourselves into trouble 2. Common financial moves 3. Get help This post compares a day out on the water sailing to common experiences people encounter with their financial lives.  The root for many of these […]

    Nathan Carmany
  • Helping GenX parents plan for college and retirement. Topics: What should I do with my Pension after leaving my employer? 1. Options paralyzing 2. Pension payout versus Immediate Annuities 3. Spending Discipline The origin for the content came from another blog post.  

    Nathan Carmany
  • 2016 will be closing quickly.  Like the Cubs, you can finish strong and put your finances in order for 2017.  One way to carry out this task involves a few simple techniques outlined by Sheryl Rowling in her article, “Permanent Tax Savings and Techniques (1.)” Why is this important? Every year taxpayers tell the Internal […]

    ncarmany
  • Here and Now Get good grades, go to college or trade school, and then land a high-paying job.  That is what we tell and teach our youth.  Have you gone through the same cycle?  How has it worked out? If you are like me, you have encountered many twists and turns along the way. As […]

    ncarmany
  • As a parent, I often remind my children to behave when I leave them with friends or relatives, and most of the time they do.  However, many children, including my own, pass through extended periods during which they transform from cute, lovable beings into gremlins (often in the presence of parents) that spread toys, food, […]

    ncarmany
  • Leveraging higher education retirement plans yields great value if done correctly. However, many complicated questions need answers. Should you save in a 403(b), 457, or IRA? Do the plans have different features? What about Roth choices? What if I lose my job? Here, information will be shared to help make the complicated world of retirement […]

    ncarmany
  • The financial news scrolling across computers, tablets, and smartphones leaves investors wondering what the UK vote to exit the European Union, “EU”, means. The markets and Prime Minster Cameron seemed very confident the vote would result in the UK staying in the EU. Now, not only do we have UK leaving the EU, but Cameron […]

    ncarmany
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840

    ncarmany
  • Planning for retirement takes center stage for most boomers today.  While saving, reducing spending and debt, and planning how you will spend your time are important, knowing what events take place at key ages will help manage expectations.  Here are a few key dates. Age 55:  If separated from service, participants may access funds in […]

    ncarmany
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Service Levels 1. Target Date Allocations 2. Importance of Asset Allocation 3. Glide Path for Target Date Funds 4. Benefits and Points of Caution

    ncarmany