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  • Leveraging higher education retirement plans yields great value if done correctly. However, many complicated questions need answers. Should you save in a 403(b), 457, or IRA? Do the plans have different features? What about Roth choices? What if I lose my job? Here, information will be shared to help make the complicated world of retirement […]

    ncarmany
  • Life throws us curveballs all the time. Most of these curveballs we navigate easily, but some end in misfortune with a death. Typically, if satisfactory planning is not completed upfront, the bad luck may continue for months, years, or even decades in the form of lost income, medical bills, or final expenses.  How does this […]

    ncarmany
  • We left the nursing home knowing Grandma was not doing well.  Often, the family visited over the next several weeks as she got better and later returned home.  Variations of the two-sentence story become a reality for more families every year.  As parents of boomers and boomers age, not only does providing extended healthcare become […]

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  • If you are a new staff member or faculty member of Purdue University, this article will help you learn about child care choices near or on campus while explaining actions the university has taken in recent years to improve choices for faculty, staff, and students. History In 2012, Purdue conducted a Coache survey asking for […]

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  • Not being able to work may prove disastrous to a family’s financial well-being.  However, transferring the risk to an insurance company via disability insurance makes sense. What is disability insurance? Disability insurance replaces income if an employee becomes ill or injured and can no longer work.  Like life insurance, individual and group (employer-sponsored) policies exist.  […]

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  • Purdue experienced a few changes in its health care programs in 2014 by contracting with Anthem to govern the self-insured plans. With the new design, Purdue offered two high-deductible plans and one traditional preferred provider plan, PPO (1). Here we look at a few of the differences between the plans. What is the difference between […]

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Article Outlining the Social Security Changes http://www.forbes.com/sites/investor/2016/01/31/social-security-changes-you-need-to-know-about-before-its-too-late/#7e1f9e9f6343 Road to Retirement Workshops http://www.purdue.edu/hr/Benefits/currentEmployees/retirement/roadToRetirement.html http://www.purdue.edu/hr/Benefits/currentEmployees/retirement/retirementReadiness.html http://www.purdue.edu/newsroom/purduetoday/releases/2016/Q1/purdue-benefits-announces-spring-date-for-road-to-retirement.html  

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 TOPICS 1. Fidelity Higher Ed Faculty Study. a. https://workplace.fidelity.com/sites/default/files/Fidelity%20Higher%20Ed%20Faculty%2055_Exec%20Summary_FINAL_101413.pdf 2. Global market caps 3. Lopsided nature of employer retirement plans Sources: http://www.businessinsider.com/map-countries-scaled-to-equity-market-capitalization-2015-8 http://www.nuveen.com/Home/Documents/Default.aspx?fileId=56087

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  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Vlog Introduction. Topics: Purpose of the Vlog- Who is it designed to help. Interaction- Videos, future blog roll out, one-on-one interactions Background- Why work with Purdue University Faculty?

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