fbpx
  • Merit and need-based aid are the two major types of college funding that do not require repayment. Understanding the difference between them can save a family time and money, and help with college selection. This knowledge also helps a family save on the cost of college. As you know, we have been reviewing and discussing […]

    Nathan Carmany
  • Can you imagine wanting a car and heading to the dealership located close to where you typically park, then seeking acceptance from your friends and family for your purchase? This seems like a ridiculous way to buy a car, yet this is exactly how most families approach higher education. Most families select a college based […]

    Nathan Carmany
  • The last article focused on step two of the college funding process. It reviewed the types of student loans and broke them down into federal and private loans, as well as the subcategories of student and parent loans. Today, we continue by discussing student loans and the student loan crisis. Will there be a crisis […]

    Nathan Carmany
  • A great college funding plan considers the different types of student loans and has three steps. The first step sets up your resources and budget. The last blog post focused on this topic. We reviewed how to create a college funding budget and compared it to the pre-approval process of buying a home. Also, the […]

    Nathan Carmany
  • In this video, we talk about the recent tax reform, 529 accounts, and how it may not be as great over the short term as people hope. Topics: 1. Provision of the tax from allowing families to withdraw $10,000 for private tuition. 2. Tax treatment of 529 on the federal and state level. 3. States […]

    Nathan Carmany
  • Planning for college gives families the opportunity to send young adults into the world on the best footing. Not only do these young work warriors learn technical skills to follow a career with a livable income, they also learn social skills by interacting with a new set of people. When not carried out properly, students […]

    Nathan Carmany
  • We want the best for our children, and we seek to lead them towards lives that are better than our own. Culturally, we accept the pursuit of the “American Dream.” We measure success in terms of a house and white picket fence, a steady nine-to-five job, and a sizeable bank account. As parents, how do […]

    Nathan Carmany
  • College affects the daily lives of Gen X parents, either through children who have just graduated from college with student loan debt or through children who will soon be attending college. As their careers become settled and they earn higher incomes, parents with toddlers also focus on college. The idea of funding college moves up […]

    Nathan Carmany
  • Helping GenX parents plan for college and retirement. Topics: Student loan influence after graduation. 1. Effect on having children 2. Effect on retirement savings 3. Maximum about of student loan debt upon graduation The original content was pulled from another blog post.

    Nathan Carmany
  • As we slide into the last two weeks of the year, many people begin their tax planning. This often includes setting goals for the new year.  The end of 2015 brings with it changes to college funding that are substantially different from previous years.  President Obama recently announced changes for the Free Application for Federal […]

    ncarmany