fbpx
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317-805-0840 TOPICS: How to generate income from your portfolio. Asset Allocation  

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 TOPICS The sources were income and benefits originate. Social Bucket- Generally, government sponsored programs. Private Bucket- Items a person controls directly. Public- Traditional investment vehicles.

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840   Topics Taxable Interest Stock Dividends Capital Gains Health Savings Account IRA contributions Sources: http://news.morningstar.com/articlenet/article.aspx?id=742540  

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317-805-0840 Build Your Financial House Mini Series TOPICS Like the three little pigs, financial houses may be constructed of weak straw or sticks while sturdy homes are built with bricks. – Traditional planning focuses heavily on returns. -Values Based Planning […]

    ncarmany
  • I help Gen X families make the most of their benefits and retirement plan. Contact info: ncarmany@thewatermarkgrp.com 317-805-0480 Two kinds of happiness: 1. Moment to moment 2. The feeling that one’s life is being lived virtuously Major themes: 1. Giving is important and good for increasing happiness 2. Spending on experiences tends to make people […]

    ncarmany
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Vlog Introduction. Topics: Purpose of the Vlog- Who is it designed to help. Interaction- Videos, future blog roll out, one-on-one interactions Background- Why work with Purdue University Faculty?

    ncarmany
  • As bond market volatility increases, analysts are heightening their watch on Federal Reserve commentary. Turn on any financial channel and see how long it takes to hear the word Fed or Federal Reserve.  While many of the organizations provide insight (with no lack of opinion,) it would be a good idea to explain a few basic principles […]

    ncarmany
  • Frequently, people will ask for help answering the question if a lump sum or annuity payments should be chosen when a pension fund offers a buyout. While the topic has been examined in many blog posts, articles, and other financial media, here we want to review the subject while providing a history on how we got […]

    ncarmany
  • The third quarter is coming to a close in a few weeks and soon people will start asking where the year has gone.  Considering the recent market volatility, people will start wondering where their portfolio returns have gone or where will they come from to finish the year strong.  When investors start this cycle, Morningstar […]

    ncarmany
  • As a college graduate from the class of 2000, I was fortunate enough to limit my total student loan borrowing to $2500 through a combination of grants, and academic scholarships, and living at home.  Today, the average student is not the benefactor of similar circumstances.  If fact, the total amount in student loans in 2004 was […]

    ncarmany