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  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 TOPICS The sources were income and benefits originate. Social Bucket- Generally, government sponsored programs. Private Bucket- Items a person controls directly. Public- Traditional investment vehicles.

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840   Topics Taxable Interest Stock Dividends Capital Gains Health Savings Account IRA contributions Sources: http://news.morningstar.com/articlenet/article.aspx?id=742540  

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317-805-0840 Build Your Financial House Mini Series TOPICS Like the three little pigs, financial houses may be constructed of weak straw or sticks while sturdy homes are built with bricks. – Traditional planning focuses heavily on returns. -Values Based Planning […]

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  • As bond market volatility increases, analysts are heightening their watch on Federal Reserve commentary. Turn on any financial channel and see how long it takes to hear the word Fed or Federal Reserve.  While many of the organizations provide insight (with no lack of opinion,) it would be a good idea to explain a few basic principles […]

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  • Frequently, people will ask for help answering the question if a lump sum or annuity payments should be chosen when a pension fund offers a buyout. While the topic has been examined in many blog posts, articles, and other financial media, here we want to review the subject while providing a history on how we got […]

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  • The third quarter is coming to a close in a few weeks and soon people will start asking where the year has gone.  Considering the recent market volatility, people will start wondering where their portfolio returns have gone or where will they come from to finish the year strong.  When investors start this cycle, Morningstar […]

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  • How often does one find the need to balance financial priorities; college or retirement, emergency fund or the family vacation?  Rarely, does an opportunity come through the tax code similar to what a Health Savings Account, HSA, provides.  As it currently stands, a large portion of “traditional” health plans is going away, while being replaced […]

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