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  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Topics: 1. Participant responsibilities 2. Relevant investment criteria 3. Discussion of criteria Source: http://www.purdue.edu/hr/Benefits/currentEmployees/retirement/retirementInvestmentPolicy.html  

    ncarmany
  • I recently sent a letter to the editor at the Purdue University newspaper, The Exponent.  I also wanted to share it here. To the editor: Protecting a workers retirement funds and portfolios from unethical acts will always be a noble cause.  The Department of Labor accomplished this with their newest rule where financial professionals need […]

    ncarmany
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Service Levels 1. Do it yourself 2. Plan Sponsor 3. Independent Advisor

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Here is the video for part 1: TOPICS 1. Isaac Newton 2. Stock bubbles 3. Cognitive Dissonance          

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 Article Outlining the Social Security Changes http://www.forbes.com/sites/investor/2016/01/31/social-security-changes-you-need-to-know-about-before-its-too-late/#7e1f9e9f6343 Road to Retirement Workshops http://www.purdue.edu/hr/Benefits/currentEmployees/retirement/roadToRetirement.html http://www.purdue.edu/hr/Benefits/currentEmployees/retirement/retirementReadiness.html http://www.purdue.edu/newsroom/purduetoday/releases/2016/Q1/purdue-benefits-announces-spring-date-for-road-to-retirement.html  

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 TOPICS 1. Fidelity Higher Ed Faculty Study. a. https://workplace.fidelity.com/sites/default/files/Fidelity%20Higher%20Ed%20Faculty%2055_Exec%20Summary_FINAL_101413.pdf 2. Global market caps 3. Lopsided nature of employer retirement plans Sources: http://www.businessinsider.com/map-countries-scaled-to-equity-market-capitalization-2015-8 http://www.nuveen.com/Home/Documents/Default.aspx?fileId=56087

    ncarmany
  • Contact Information: ncarmany@thewatermarkgrp.com, 317-805-0840 TOPICS 1. Taxes 2. Estate Planning 3. Investing and retirement 4. Insurance and risk management

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317-805-0840 TOPICS: How the different bucketing concepts work in conjunction with each other.

    ncarmany
  • I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317805-0840 TOPICS: 1. Two Thanksgiving Holidays per year 2. Benefits of tax diversification 2. How tax buckets work 3. Employee and business own tax diversification  

    ncarmany
  •   I help Purdue faculty make the most of their benefits and 403(b) retirement plan. ncarmany@thewatermarkgrp.com 317-805-0840 TOPICS: How to generate income from your portfolio. Asset Allocation  

    ncarmany